Youth America's not superstition, 53% of Gen Y customers (around 20 and 30 years old) still believe the "myth" about buying a red car have to pay higher premiums. This is the opinion of 44% of US consumers in a recent study on insuranceQuotes.com, an insurance comparison sites online. 53% of Gen Y customers (around 20 and 30 years old) still believe the "myth" of the red car to be true. This is also the thought of a 45% college graduates and 42% of Americans with household incomes of about $ 75,000 annually or more. Many automobile insurance companies can consider many factors to consider affect the calculation of the sum insured, but the color was not what they thought. Loretta Worters, vice president for communications at the Insurance Information Institute in New York (United States) said on CNBC television website: "The colors are not related to the actuarial rate. I think people just keep this practice just because of word of mouth alone. " In fact, some auto insurers never even ask what color you like when you ask them to send the price .According to car insurer Geico reputation (USA): "A red car did not get more of your money than a blue, yellow, black or blue. Insurance companies are interested in using the product, texture, pattern, types of chassis, engine size and age of your vehicle. And whether you recognize all based on the color of the car, it's a different story. "
Laura Adams, senior analyst insuranceQuotes.com page in a recent report, said:" All things this shows that millions of Americans need to review what included and not included in the car insurance package ".
and this is not the only story circulated about car insurance. 44% of Americans still hold wrong beliefs that insurers will not pay if the fault belongs to the vehicle user. In fact, most of the insurance agreement will support repair payments even if the accident was caused by you.InsuranceQuotes.com identified sites most Gen Y customers are not even aware of this. In addition, 17% of Americans do not grasp the handlebars residence localities can be a great influence factor ratios they must pay insurance. By following Worters vice president: "If you live in the cities, you have to pay more than if you live in the suburbs because of clear urban always more people."
In general, in the city rate of vandalism, theft and accidents are often higher than rural areas.However, a large population is not the only reason for this situation. Insurance rates can vary based on the cost and frequency of litigation, auto repair and health care expenses, the possibility of insurance fraud and the impact of weather. Also, cars were burgled content nor in insurance payments. 34% of American car owners believe that the spare parts were "junk" from their car will be the insurance company for payment. This is not true because the protection of property stolen belongs to the scope of responsibilities of the landlord and tenant insurance.
experience After a period of insurance services, automobile, face the problem traffic participants, will draw customers to their services necessary to choose a product suitable car insurance.
for the first customers to own a car, buy insurance for the car will be based on the advice of the salesperson, the introduction of acquaintances ... Because car buyers simply do not have the experience necessary for the service when choosing car insurance. However, after a period of experience of insurance services, automobile, face the problem traffic participants, customers will derive for themselves the services they need to choose an insurance product car insurance for the next time. Those are the basic services as follows:
Hotline
This is an effective tool to support customers using the car insurance. Hotline support timely emergency situations when the accident regardless of day or night. Guiding clients handle situations at the scene when the incident. Besides the recognition and tracking processes of compensation, the hotline can answer any questions customers from products and services to the compensation procedure.
Rescue free transportation
when the incident occurred customers just wanted his car was towed to the garage for repairs. Will no one cares how much should it cost to rescue his car was about safety. However, if the vehicle fails in a remote place in the dark, the rescue transport costs is not a small effect. So rescue service free traffic across the country as well as the preferred choice for car owners.
Should insurance plan selection services in the garage repair genuine for your car.
Repair genuine garage
This service is equally important to ensure that the car retains value after repairs. With genuine repair garage, customers assured of quality repairs and replacement parts. Moreover, insurance companies are now linked to the repair garage genuine, the insurance company will pay directly to the garage, so customers do not have to pay cash when repair this garages.
Repair and replacement of spare parts is not amortized
nobody automobile insurance to forward the issue with her. However, life is always "no one knows the word surprise", so if there is a problem the customer does not have to take time to calculate their depreciation if the car insurance and repair service replacement parts are not amortized. For used cars, is very difficult to calculate depreciation for the car parts need replacing. For expensive luxury cars, repair and replacement of spare parts is not amortized as a Vietnam Service priority to ensure the car remains the same after repair value.
Insurance hydro click
Shui size ( submerged) is always the specter of the driver when the traffic in the rainy season because water hammer always cause severe engine damage and high repair costs. So shui fire insurance is always a top concern of customers when buying car insurance. Currently, a number of insurance companies providing coverage hydro stimulus package will be in the physical vehicle insurance. When buying car insurance is always material hydro enabled insurance customers at no extra charge for this type of insurance.
Insurance stolen parts
Although this is the kind of optional insurance comes under the car but material car owners are always interested by the situation occurred stolen car parts regularly, especially in big cities. With this benefit, customers are more secure because of the risk sharing from the insurance company.
singer David Lee Roth Men did not spare hand to spend 656 thousand pounds (about 21 billion) to buy insurance for a significant part in the race to preserve his body. And insurance contracts will also ensure that David Lee Roth protection in case of male singers must "do it" unintended.
founding members of the Rolling Stones - Keith Richards has been equally bold idea to spend 1.6 million dollars (about 33 billion) to buy insurance for your middle finger . And of course, if such a day can no longer Keith Richards "swearing" by his favorite finger then certainly insurance companies will be extremely worried ...
Actress Shirley MacLaine is probably the most worry among stars celebrities. When it reached the peak of his career and has a vast property in hand, Shirley MacLaine does not fear being robbed that she feared was ... alien abduction. Trust that still has the extraterrestrial "drawn" to the beautiful planet of ours so that Shirley MacLaine has purchased an insurance policy worth 25 million dollars (about 520 billion) to the room except in case of alien abduction.
This is a very strange insurance forms. Usually when you guarantee something, i.e. you are quite confident that it can happen or there are signs of demonstrating the possibility of it. Life insurance is an example for all of us eventually must die. So there is only the celebrities, the wealthy or the new paranoid buying insurances kidnap and ransom? Of course it is not. A lot of people who work in places where there is high risk of abduction as Venezuela, Somalia, Nigeria, Russia ... this insurance form option. An interesting thing is, this type of insurance is often the employers buy workers while workers do not even know about it.
2. insurance after being kidnapped by aliens
Perhaps this is the form most insurance in the world. Basically, if a person is kidnapped by aliens, that person will receive compensation. This insurance is quite cheap. Usually you only lost about 150 Board each year, and can get back the amount of 1.5 million pounds if the abduction occurred.Besides, when a person says they were kidnapped by aliens, they must provide evidence of that. Of course, taking the form of coverage is what insurance companies to donate a Christmas gift. But surprisingly many people still willing to pay for that.
3. The form of the other eccentric insurance
The form of this insurance subject to specific individuals. Tom Jones decided skipped out to 7 million dollars to buy insurance for his chest fur. Maybe Tom Jones is the person who most understand the value of these seemingly hairs as "nonsense" and that is also the reason why we now have to step over the age of 70 but he still makes women are crazy. Meanwhile, Australian athlete-Merv Hughes, who always remembered with the bushy mustache and the impression was spent to 225 thousand pounds to buy insurance for his mustache.
32 year-old Michaelis, was dubbed the "master mix". You have the ability to identify a type of tea between thousands of kind in just a few seconds. Michaelis said the tea distribution as well as the art of brewing alcohol. Therefore, you must consider both the technical characteristics, the flavor and the color of tea.
"First, I checked the colors, sizes and thickness of thin tea leaves. Then I reviews in tea water and taste in the mouth, "Michaelis said on CNN. He had lost nearly 10 years going around the tea gardens in India and Africa to enhance the ability to try their tea. This is a dream of many people. Candidates who want to work for Tetley will have to undergo a training course of 5 years. Tetley tea tasting staff 1. But only the new insurance package purchased Michaelis of up to a million dollars.
Tetley created in 1837 in England. They are the manufacturer and distributor of tea the second-largest in the world with over 60 brands in 40 countries. Drinking tea is traditional British culture. On average, the country consume 165 million cups each day.
Before very many famous Michaelis, and other wealth had also spent a million USD to cover the parts on his body bankability. Supermodel Heidi Klum is said to have bought insurance for 2 million USD for the legs. Also the legendary band's guitar Rolling Stones-Keith Richards also rumored spent 1.6 million dollars for two hands.
Tom Jones's chest hair 7 million even if it is just a rumor, this is one of the strange rumors covered most you can never hear of celebrities. Singer Tom Jones, who is known for the shirt unbuttoned and his beautiful voice, has said that he has insured his chest hair for 7 million price. Many also say ironically that "He is probably the only singer only interested in fur and hair is more than singing!
The legs of David Beckham 70 million USD One of the most famous football players of our generation, David Beckham had his legs insured for a price of 70 million dollars. Can it explain many of his injuries in recent years?
Madonna's $ 2 million bra There have been many rumors about Pop Queen "good" insurance for his seductive breasts. Initially, Madonna wants her breasts insurance up to a price of 12 million but eventually she had just spent $ 2 million USD only!
Julia Roberts smile $ 30 million "Pretty Woman" has the most recognizable smiles in Hollywood, and certainly this is also the most expensive smile with the figure of 30 million. Some people said that this figure does not "correspond" to cover her special smile.
The chest of $ 3.8 million Dolly Parton Dolly Parton Singer fatty breasts cover her famous in 1970 . Meanwhile, a 42-inch round her was insured for $ 600,000. Forty years later, her chest was raised nearly $ 4 million.
